Various savings options in India, France, etc.
Assurance Vie and Assurance Décès are two types of insurance contracts often confused due to their similar terms, yet they serve distinct purposes. Understanding their differences can help individuals choose the right contract for their financial and family protection goals.
9 key differences between Assurance Vie and Assurance Décès in France Read More »
The Livret d’épargne populaire (LEP) savings account is designed for individuals with limited financial means and has an annual income cap. Its interest rate is adjusted twice a year and, as of 1st August 2024, is set at 4%.
Banking: LEP savings account interest rate is reduced to 4% Read More »
Starting 1st July 2024, a new savings product called the Plan épargne avenir climat (PEAC) will be available for people under 21 years old in France.
PEAC: A new alternative for Livret A or Livret Jeune or Assurance Vie or CTO? Read More »
French tax residents must declare their global income. This includes the interest from your bank accounts from outside France.
Tax: How to declare your Foreign bank interest income in 2047 & 2042 tax forms? Read More »
Are you planning to relocate to France or recently arrived in the country?. Opening a bank account is one of the basic things to do after reaching the country. This article covers the basic steps required for opening a bank account in France.
Banking: Opening a Bank Account in France Read More »
A summary of the various savings accounts offered by Banks in France. Some are tax-free, while others are taxed 30 % flat tax or according to your income tax bracket.
Banking: Types of Savings Accounts in France Read More »
Summary of the Monetary policy decisions by the Governing Council of European Central Bank on 14th December 2023.
ECB’s Governing Council holds interest rates steady – Dec 2023 Read More »
Summary of the Federal Reserve Press Conference on 13th December 2023.
US Federal Reserve holds interest rates steady – Dec 2023 Read More »
One of the most common questions from the expat community is about english-speaking financial advisors and tax consultants in France. So, i have started putting together a list of these professionals for easy access by the community.
List of English-speaking Finance & Tax Advisors in France Read More »
People often ask me about various investment options in France and it is one of the most common FAQs. So, I will be sharing regular updates of my personal finance portfolio. This can serve as a good example for people, who are beginning thier investment journey.
My Personal Investment Portfolio Update no.2 – Oct 2023 Read More »