My Personal Savings and Investment Portfolio Audit: December 2024
People often ask me about various investment options in France and it is one of the most common FAQs. Here is my personal savings and investment portfolio updated until December 2024.
ETF
Plan d’épargne en actions (PEA): Is it the best investment option in France?
A Plan d’épargne en actions (PEA) is a regulated savings product that allows you to invest in a portfolio of shares of European companies. This article explains the PEA account in detail including some ETF examples.
What are the maximum Fee limits for a PEA account in France?
The financial markets regulator in France, AMF has published the account fee caps applicable to a PEA account. So, Banks, Insurance companies, and brokerages cannot charge fees above these limits.
ETF : S&P 500 Index – Invest in 500 US large-cap stocks in a single transaction
The S&P 500 Index, launched in 1957, is a well known benchmark which measures the performance of 500 leading companies in United States and covers approximately 80% of the available market capitalization. This includes top global companies like Microsoft, Apple, Nvidia, Amazon, Meta, Tesla, Berkshire Hathaway, Home Depot, Visa, etc.
ETF : MSCI Emerging Markets Index – Invest in 24 developing countries in a single transaction
The MSCI Emerging Markets Index, launched in 1988, is a well known benchmark which measures the performance of equity markets across 24 developing countries, which is nearly 11% of the global investable equity market. It currently consists of around 1,400 large and mid-cap companies from these emerging economies, with China accounting for 30% of them.